Mobile Banking System

Functional Specifications

Version 1.0

Mobile Banking System

November - 2014

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Document Control

Table of Contents

1        Introduction        

1.1        Background        

1.2        Organization of the Document        

1.3        Abbreviations and Acronyms        

2        Mobile Banking System        

2.1        Introduction        

2.2        Entities of Mobile Banking System        

2.2.1        Distributors        

2.2.2        Agents        

2.2.3        Merchants        

2.2.4        Customer        

2.3        Maintenances to be allowed for MBS        

2.3.1        Entity Maintenance        

2.3.2        Entity Account Mapping        

2.3.3        Biller Maintenance        

2.3.4        Product Mapping Screen        

2.3.5        Commission Sharing Maintenance        

2.3.6        Telecom Provider Maintenance        

2.4        Operations to be allowed for MBS        

2.4.1        Cash In        

2.4.2        Cash Out        

2.4.3        Registration of an Entity        

2.4.4        Balance Enquiry        

2.4.5        Bill Pay        

2.4.6        P2P (Funds Transfer within MBS accounts)        

2.4.7        Bank Account Transfer        

2.4.8        Mobile Top Up        

2.4.9        Change Pin        

2.4.10        Log Out        

2.5        Transaction Screens and Other Integrations        

2.6        End of Day Impact        

2.7        Reports        

2.7.1        New Entity Registration Report        

2.7.2        Transaction Summary Report        

2.8        Technical Overview        

3        RS-FS Matrix        

1. Introduction

1. Background

Th^[b]is is based on the requirements for enhancing the existing product (FLEXCUBE) to accommodate a new system for Mobile Banking, which allows most of the retail functionalities and the corresponding interface for the same, in order to respond to the client request.

        The following modules would have to be enhanced to incorporate the above mentioned system in FLEXCUBE.

1. Core – Customer and Accounts, Currency
2. ICCF – Interest and Charges
3. RT – Retail Teller
4. Interfaces – Interfaces
5. Reports – FLEXCUBE Canned Reports

1. Organization of the Document

The first chapter of this document gives an introduction with brief background and organization of the document. Chapter Two onwards describe the Functional specifications for the various enhancements documented in the Requirement specifications document.  RS items to FS items mapping matrix can be found at the end of this document.