Technology

APR

Visa Card

* Save money with balance transfers

* As low as 2.99% Intro rate or 9.99% ongoing APR

* Great rewards program

* 100% Safe Shopping Pledge

* 30 second approvals

* Why wait? Start saving money today - Transfer your balances now

Platinum card offers:

* 1.9% APR for the first 3 billing periods for purchases and balance transfers

* 30 second online credit decision - subject to verification

* 9.9% APR Fixed Rate

* No Annual Fee

Gold card offers:

* 1.9% APR for first 2 billing periods

* No Annual Fee

* Variable APR after first 2 months

Classic Card is for those establishing or re-building their credit

Top Rated Credit Cards

Best Overall Card Cash Reward Card Low Fixed Rate Card

APR: 9.99%Annual Fee: $0 APR: 14.99%Annual Fee: $0 APR: 9.99%Annual Fee: $0

Blue from American Express - Offers a variety of benefits and services to cardholders (too many to list here), with no annual fee, a very low interest rate, and a low introductory rate. Fleet Titanium Cash Rebate - Earn up to 2% cash back on purchases made with the card. In addition, the card has a reasonable low interest rate with no annual fee. GetSmart Visa Platinum - Individuals who plan to carry a balance on this card, will find doing so to their advantage due to the low introductory rate and low fixed rate thereafter.

Gas Reward Card Business Card Limited / Poor Credit

APR: 13.99%Annual Fee: $0 APR: 9.99%Annual Fee: $0 APR: 0% Monthly Fee: $8

Shell Platinum MasterCard - Earn a 5% rebate towards free gasoline with every purchase made at Shell Gas Stations and a 1% rebate with every purchase made elsewhere. It has a reasonable low interest rate, a low introductory rate, and no annual fee. Fleet Smart Visa Business Card - is an ideal credit card for small business owners, as it offers a low APR for purchases, a 0% introductory rate, and various business related discounts and services - too many to mention here! Net First MasterCard - Reports to all three credit bureaus as an unsecured card, there is no credit check for those who apply, a 100% approval rating* (for those who complete an accurate application), and there is no interest rate applied on the account. An ideal card for those who need to establish credit.

CD rates

Consistent high yields--Our CD and Money Market Account yields are consistently among the nation's highest. Discover Bank received Bankrate's Top Tier award for deposit products with annual percentage yields (APYs) consistently among the top three banks nationwide. The award was presented for the second quarter of 2001 by the Bankrate.com newsletter, 100 Highest Yields.

5.18% APY* 5 year CD

1.84% APY* Money Market

*Annual Percentage Yield

Account Type DiscoverBankAPY* National Average**APY*

6 month CD 2.63% 1.71%

1 year CD 2.99% 1.97%

2 year CD 3.51% 2.72%

5 year CD 5.18% 3.95%

Money Market 1.84% 1.41%

Discover® Bank rates are based on a