Know What You Want and Dream Big

STEP

Know What You Want And Dream Big

"Alamin ang iyong mga hangarin at mangarap ka nang mataas"

What is the first thing you do when you want to watch a movie? If you're a normal person the first thing you do is decide what movie to watch and choose where to watch it and at what time. It's the same thing with wealth building; you have to know first what you really want before you move on to the next steps. Most financial planners will tell you to examine your present financial situation first before you think about what you want to accomplish. I would agree with this if building wealth is as simple as watxhing movie.

After all, how can you watch a movie if you do not have money? However, wealth building is more complex and takes much more time to accomplish. You simply can't allow what you have now limits what you can be in the future. Hindi mo naman pwedeng sabihin na hindi ka muna mangangarap na maging maginhawa at maayos ang iyong retirement dahil wala ka pang pera sa ngayon.

The biggest advantage of setting your goals first before getting to know your present condition is that you are free to dream as you please and you can dream big. You can let your imagination fly and dream of things that you really want in life without thinking about how much it will cost. I you know how much (or more accurately, how little) money you have now, your tendency will be to limit your goals. Liliitan mo ang iyong pangarap dahil takot ka na di mo makaya; di bale na kung hindi talaga ito ang itinitibok ng iyong puso, basta hindi ka lang mahirapan na abutin ang mga ito. Mangangarap ka rin lang, lakihan mo na. Libre naman ito.

Many of the great accomplishments in the history of mankind began with a dream; big and sometimes wild dreams. A moon landing was once thought to be impossible. But the scientists and engineers who believed that it could be done, accomplished the "impossible" and landed a man on the moon on 1969. Sina Wilbur at Orville Wright ay pinaratangan na nagsisinungaling at nababaliw nung maibento nila ang eroplano; imposible daw kasi ang "flying machine". Kung nagpadala sila sa batikos at di nagpursige, barko ang sasakyan mo ngayon papuntang Amerika; ang tagal nun.

Huwag mong hayaan na pigilan ka ng iyong kalagayan, kahirapan o kakulangan ngayon para mangarap ng mataas. People who don't have dreams, don't have much. If you want to accomplish great things in your life, dare to dream big. Yes, it will take a lot of effort and sacrifices to realize big dreams. But these are the things that make life more exciting; and accomplishing big goals is much more satisfying. Kailangan lang talaga ang sipag at tiyaga. Kung sino yung mas masipag at matiyaga at handang magsakripisyo ay siyang mas maraming tagumpay at biyaya na makakamit.

Walang ligaya sa lupa na hindi dinilig ng luha.

Goal setting should be done before doing any kind of activity; it's not just for achieving financial security. Without clear goals you will not know where to go or what to do. Kapag wala kang target, para kang bibe na pinutulan ng ulo; takbo ng takbo pero hindi alam kung saan pupunta. Nasubukan mo na bang maglaro ng basketball na walang ring, o magbilliards na walang butas ang mesa, o magdarts na walang dart board? It is hard to hit a target, if you don't have a clear target to hit in the first place.

Anyone can talk about their dream and aspirations in life. But setting goals require more than just making general statements, like "I want to have my own house" or "I want to be rich". Building wealth will be nothing more than just a daydream if you don't know exactly what you are trying to achieve. You need to have clearly define goals so you can focus your efforts in making your dreams come true. When you set a goal keep in mind that it should be SMART to be effective.

Specific Measurable Achievable Realistic Time-bound

G O A L S

SPECIFIC GOALS

When you dream about something, you imagine how exactly it's going to look or how it's going to happen. Halimbawa, kung pangarap mong magka-kotse, iniisip mo kung gaano ka-pogi ang iyong dating habang minamaneho ang bago mong kotse at kung gaano kasarap ang feeling na malaya kang makakapamasyal sa iba't-ibang lugar. You are more likely to pursue goals that you can easily imagine or picture in your mind compared to those that are vague or fuzzy. So create goals that are specific, clear and detailed beacuase it will allow you to imagine it easily. If you have a clear idea of what you really want, you will be more inspired to do everything necessary to accomplish it.

Instead of simply saying "I want to have a big house" describe in detail what kind of house you want. You could say for instance, "I will build on a 500 square meter lot, a 2-storey house with 5 bedrooms, bathrooms, a spacious living room with high-ceiling and a dining area with a nice view of the garden." Pwede mo pang idagdag kung ano ang kulay ng bahay, bubong at bakod, anong klaseng tiles ang gagamitin sa sahig at anong puno at mga halaman ang ilalagay sa garden.

Don't just say "I want to have a vacation abroad." Declare instead that "I will travel to the United States with my family and spend two weeks enjoying the rides and attractions in Disneyland, Universal Studios and Sea World, walk the streets of San Francisco and meet the stars in Hollywood." The more specific and detailed your goal, the easier it will be for you to imagine and you will be more excited and passionate to turn it to reality.

MEASURABLE GOALS

Goals should be measurable so that it will be easier for you to determine if you have hit your target. "I want to get rich" is not a smart goal because it is hard to measure. How will you know if you have already made it? What amount do you need to have to consider yourself rich? Instead, set how much exactly you want to accumulate. Sabihin mo na "nakapag-ipon ako ng ₱10 milyon bago umabot sa edad na 65." It's a very clear target and you will know for sure if you have already accomplished it.

Measurable goals also allow you to break it down into smaller tasks and help you monitor your progress so you can take the necessary steps to get back on track, if needed, (We will discuss this in detail later.) All goals that require money to accomplish should specify an estimated amount. If it's a house or car you want, include how much it will cost.

ACHIEVABLE